I have always felt that insurance was a terrible waste of money. Insurance salesmen have honed their ability to feed people’s fears with the looming question, “What if…” Most people have become so addicted to having insurance that they panic at the thought of not having it. It is one aspect of our constant striving to have a safe and predictable life. Security is of course, an illusion, regardless of what we tell ourselves.
I was mildly annoyed when Obama Care was instituted. For personal reasons, I have rarely gone to medical doctors. I resented being told that I had to spend my hard earned money on insurance that I knew I would never use. In spite of my own feelings about it, I understand that it is vitally important to many people. I had sincerely hoped that Bernie Sanders could have stayed in the running and been elected, so that he could implement his “medicare for all” plans. I wish there was a better system that did not require insurance. If the government would alot a certain dollar amount to every single person, every year; then at the end of the year, those people who had no medical expense could donate their unused dollars to those who need it. I am fortunate to have had Medicare for the past few years since I am over 65; but I am healthy and I have no need for it. I wish that all of the money that has gone to pay for my insurance could go to my daughter, instead. She has suffered from a rare disease and needs the medical care, while what I have been given is going to waste.
The reality is, that insurance companies and Big Pharma have a stranglehold on our economy. Hospitals and drug companies are overcharging and many procedures are unnecessary. Our biggest mistake was in allowing our health care to be determined by rampant capitalism. I will personally do everything in my power to avoid medical doctors; but I believe that those who choose to go to them should not have to bankrupt themselves in order to pay for their care. I think, if given the choice, most people would prefer to donate what they can to help those in need, than to continually fill the pockets of the insurance and drug companies.
